Debt Relief

Credit Information (Blacklist)

Personal credit records managed by CIC, JICC, and KSC. Adverse entries (default, debt restructuring, bankruptcy) make new borrowing difficult for 5-10 years.

Statute Reference

割賦販売法・貸金業法

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This article provides general legal information and does not constitute legal advice. For specific legal issues, please consult with a qualified attorney.

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